PT Bank CIMB Niaga Tbk was established in 1955 and is recognized for its excellence in customer service. Through the KPR XTRA program, buying your dream home and seizing opportunities becomes even easier — with support from the Mirailand team.

CIMB Niaga Syariah Mortgage Promo, Sept 2026

PT Bank CIMB Niaga Tbk, through CIMB Niaga Syariah, presents KPR XTRA to help you realize your dream home with a more certain and comfortable financing scheme.

KPR XTRA Syariah

One Step Closer to Your Dream Home

Enjoy Fixed for Sure for 10 Years with a rate of:

8.17%

Fixed for 10 Years
Besides rate certainty, you'll also get various benefits:

• 71% discount on conventional provision fees 
• 0.71% discount on sharia administration ceiling fees 
• Free internal appraisal administration fee

Promo Period

14 August – 30 September 2026
Terms and conditions apply.

KPR XTRA Syariah

With KPR XTRA Syariah, you can plan your home financing with installment certainty through the Fixed for Sure scheme for up to 10 years.
This program is suitable for those who are planning:

•  The purchase of a dream home 
•  Property financing 
•  A mortgage application with a sharia scheme

General Requirements

Applicant Criteria

• Indonesian Citizen (WNI) and domiciled in Indonesia.
• Permanent employees aged 21–55 years; self-employed or professionals up to 65 years old when the mortgage is fully paid.
• Have a steady income and a good credit history.

Documents to Prepare

• Employees: ID card (KTP), Family Card (Kartu Keluarga), Tax ID (NPWP), salary slips, and bank statements for the last 3 months.
• Self-employed: the above documents plus business license (SIUP/permit), deed of establishment, and business account statements for the last 6 months.
• Professionals: personal documents plus practice license and bank statements for the last 3 months.

Apply for a CIMB Niaga Mortgage through Mirailand

Use the Mortgage Simulation on this page to estimate your monthly installment, then contact the Mirailand team for assistance with your application — from property selection, document preparation, to the signing process. Official product information is available at cimbniaga.co.id or through the Mirailand team.