CIMB Niaga

PT Bank CIMB Niaga Tbk was established in 1955 and is recognized for its excellence in customer service. Through the KPR XTRA program, buying your dream home and seizing opportunities becomes easier — with support from the Mirailand team.KPR Interest Rate Promo — KPR XTRAFixed rates starting from 4.00%. Promo period 1 May – 30 June 2026.Primary, Take Over & Top UpFixed 3 Years — 4.00% (min. tenor 10 years)Fixed 5 Years — 4.75% (min. tenor 15 years)Smart Rate 6.50% — tenor <5 years (LPS + 3.00%)Smart Rate 7.00% — tenor 5–10 years (LPS + 3.50%)SecondaryFixed 3 Years — 4.50% (min. tenor 10 years)Fixed 5 Years — 5.00% (min. tenor 15 years)Smart Rate 7.00% — tenor <5 years (LPS + 3.50%)Smart Rate 7.40% — tenor 5–10 years (LPS + 3.90%)Multi-purposeFixed 3 Years — 6.50% (min. tenor 10 years)Fixed 5 Years — 7.50% (min. tenor 10 years)Smart Rate 7.25% — tenor <5 years (LPS + 3.75%)Smart Rate 7.50% — tenor 5–10 years (LPS + 4.00%)Terms and conditions apply. PT Bank CIMB Niaga Tbk is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia, and is a participant in LPS deposit insurance.CIMB Niaga Mortgage ProductsKPR XTRA Primary — purchase of new homes from developers.KPR XTRA Secondary — purchase of secondhand/secondary homes.Take Over & Top Up — transfer your mortgage to CIMB Niaga with additional funds.Multi-purpose Mortgage — property-secured loans for various needs.Key AdvantagesCompetitive fixed rates starting from 4.00% for primary loans.Transparent LPS-based Smart Rate — clear floating rate calculation.Full range of options for primary, secondary, take over, and multi-...