Banks & Mortgage

Bank Mandiri

0822-2648-5361 (Dian) / 14000

The largest bank in Indonesia and a trusted KPR (home loan) distribution partner. Enjoy tiered fixed interest rates starting from 2.60% p.a. with tenors up to 20 years — for new home purchases, secondary properties, and take-overs.

BCA

+62 858-7674-7519 (Ravi)

The largest private bank in Indonesia offering the most popular mortgage (KPR) service. BCA's KPR is known for its Fix & Cap scheme — a fixed rate followed by a capped rate before switching to floating — starting from 2.66% eff p.a. with tenors of up to 20 years.

CIMB Niaga

+62 811-2778-689 (Adit)

PT Bank CIMB Niaga Tbk was established in 1955 and is now one of the largest banks in Indonesia. Through the KPR XTRA program, CIMB Niaga offers competitive fixed interest rates starting from 4.00% for primary, take over, and multi-purpose loans.

Permata Bank

+62 815-6766-3665 (Vinna)

Permata Bank is one of the largest national private banks in Indonesia, now part of Bangkok Bank and supervised by OJK and BI. The KPR PLUS Fixed Berjenjang (Tiered Fixed Rate Mortgage) program offers a transparent tiered fixed interest rate, starting from 3.99%.

Panin Bank

+62 812-2775-5800 (Nila)

A national bank offering flexible mortgage (KPR) services for new homes, secondary homes, apartments, shophouses, and even renovations. Fixed rate options from 1–10 years with tenors of up to 20 years.

Maybank

+62 819-3195-1716 (Dika)

Part of the Maybank group, one of the largest banking groups in ASEAN. Offers both conventional and Sharia-compliant mortgages, including the flexible KPR Plus, with competitive fixed rates starting from 3.99% p.a.

UOB

+62 818-0401-2296 (Fatma)

A bank with a strong regional ASEAN network. UOB Mortgage offers competitive fixed rates and long tenors of up to 30 years, with transparent interest calculations.

BRI

+62 812-2593-9532 (Intan)

BRI is one of the largest banks in Indonesia, offering a variety of home financing options with competitive interest rates and long tenors. BRI Mortgage provides home financing solutions for individual customers purchasing residential homes, apartments, shophouses, or shop-offices, whether through a developer or non-developer. In addition to new and used home purchases, BRI also serves refinancing, top-ups, renovation, construction, and mortgage take-overs from other banks.