UOB

UOB Indonesia is part of United Overseas Bank, a banking group with a strong regional ASEAN network. UOB Mortgage offers long tenors and transparent interest calculations — with support from the Mirailand team.UOB Mortgage Primary Market(July 2026)Option 1 – Fixed 3 YearsInterest rate 4.99% p.a.. After the fixed period ends, the interest rate follows the Special Floating Rate.Option 2 – Fixed 5 YearsInterest rate 6.50% p.a.. After the fixed period ends, the interest rate follows the Prime Floating Rate.Option 3 – BI Financial InstrumentInterest rate follows the 12-month BI Financial Instrument + 2.25%, with no early repayment penalty.UOB Mortgage Secondary Market / Take Over / Take Over + Top UpOption 1 – Fixed 3 YearsInterest rate 5.25% p.a.. After the fixed period ends, the interest rate follows the Special Floating Rate.Option 2 – Fixed 5 YearsInterest rate 6.75% p.a.. After the fixed period ends, the interest rate follows the Prime Floating Rate.Option 3 – BI Financial InstrumentInterest rate follows the 12-month BI Financial Instrument + 2.50%, with no early repayment penalty.UOB Mortgage programs are available with terms of up to 30 years for employees and 20 years for self-employed applicants, and offer interest benefits paid down to Rp0 subject to the applicable program's terms and conditions.Interest rates are indicative and follow the program in effect at UOB Indonesia at the time of application. Contact the Mirailand team or UOB Call 14008 for the latest rates.UOB Mortgage ProductsUOB Mortgage — for purchasing new or secondary homes.Flexi Mortgage — a flexible facility with...