Panin Bank

Panin Bank

A national bank offering flexible mortgage (KPR) services for new homes, secondary homes, apartments, shophouses, and even renovations. Fixed rate options from 1–10 years with tenors of up to 20 years.

Mortgage Information

Panin Bank is one of Indonesia's leading national banks, offering flexible mortgage (KPR) services for a wide range of housing needs — with support from the Mirailand team.PANIN Mortgage – Clear & Transparent Interest Rates✅ Fast Process ✅ Fixed Interest Until Fully PaidTiered Interest Rate – Primary6.75% fixed year 1 7.75% fixed years 2–3 8.75% fixed years 4–6 9.75% fixed years 7–15 Minimum tenor 8 years.Tiered Interest Rate – Secondary7.75% fixed year 1 8.75% fixed years 2–3 9.00% fixed years 4–6 9.75% fixed years 7–15 Minimum tenor 8 years.Want a fixed rate until the end of the loan term?Fixed Mortgage Rate options are available for Primary & Secondary (no minimum tenor):🏠 7.75% fixed for tenor 1–5 years 🏠 8.75% fixed for tenor >5–10 years 🏠 9.75% fixed for tenor >10–15 years 🏠 12% fixed for tenor >15–20 yearsThe above interest rates apply to purchases of HOUSES, SHOPHOUSES (RUKO), SHOP-OFFICES (RUKAN), LAND PLOTS (KAVELING), or APARTMENTS.If you want to purchase a MULTIPURPOSE WAREHOUSE, or need RENOVATION, CONSTRUCTION, or LOAN TAKE OVER financing, that's also possible — the Panin team will help explain the details.So there's no need to hesitate — PANIN Mortgage will help you make your dream property a reality.FIXED installments until fully paid, no need to worry about rising interest rates, so you can rest easy.*Terms & Conditions ApplyInterest rates are indicative and follow the program in effect at Panin Bank at the time of application. Contact the Mirailand team or Panin Call 1500678 for the latest rates.Panin Mortgage ProductsPanin KPR — purchase of new or used homes, apartments, and mor...

Interested in applying for a mortgage with Panin Bank? Contact the Mirailand team for help with the application process.

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Mortgage Simulator

Rp 100 jt Rp 10 M

Estimated monthly installment

*Estimated installment. 20% down, 15-year tenor, 11%/year rate.

Drag the price to see an installment estimate with Panin Bank's interest rate.