Permata Bank

PermataBank is one of the largest national private banks in Indonesia, now part of Bangkok Bank and supervised by OJK and BI. With the KPR PLUS Fixed Berjenjang (Tiered Fixed Rate Mortgage), plan your installments with full certainty — supported by the Mirailand team. Permata Sharia Mortgage Promo Promo valid until 31 July 2026 Primary: 3.99% fixed for 3 years (Transparent Floating Rate), minimum tenor 8 years Secondary: 4.50% fixed for 3 years (Transparent Floating Rate), minimum tenor 8 years KPR PLUS Fixed Berjenjang (Tiered Fixed Rate Mortgage) Enjoy a tiered fixed interest rate with more planned and transparent installments. Minimum tenor 10 years 3.99% fixed years 1–2 5.99% fixed years 3–4 8.99% fixed years 5–6 9.99% fixed years 7–8 10.25% fixed years 9–10 Afterwards, the Transparent Floating Rate applies according to prevailing terms. KPR/KPA Fee Installments 0% interest for up to 12 months for KPR/KPA fee installments. Program Applicable For Primary Secondary Take Over (with/without top up) Top Up from Take Over Top Up & Acol Not applicable for land lot (kavling) purchases. Advantages of Permata Sharia Mortgage Competitive interest rate starting from 3.99% Transparent tiered fixed-rate scheme Financing options for both Primary and Secondary Mirailand team support from simulation to signing Key Advantages Transparent tiered fixed rate — clear interest stages up to 10 years. Transparent floating rate based on LPS — no surprises. Flexible for purchase, take over, and top up. Mirailand support from simulation to signing. General Requirements Applicant Criteria Indonesian Citizen (WNI) and domiciled in Indonesia...