PermataBank is one of the largest national private banks in Indonesia, now part of Bangkok Bank and supervised by OJK and BI. Through KPR PLUS Fixed Berjenjang, plan your installments with full certainty — with support from the Mirailand team.

Permata KPR Promo, Sept 2026

Enjoy rate certainty with Permata KPR
Certainty today, comfort for the future.
Get a fixed rate for 10 years to help you plan your home installments more comfortably and predictably.

Fixed Rate for 10 Years

• 3.99% p.a. — Fixed year 1–2
• 5.99% p.a. — Fixed year 3–4
• 8.99% p.a. — Fixed year 5–6
• 9.99% p.a. — Fixed year 7–8
• 10.25% p.a. — Fixed year 9–10

After the fixed period ends, the subsequent interest rate follows the prevailing terms.

Why Choose Permata KPR?

✔ Fixed rate for up to 10 years
✔ Helps provide certainty in installment planning
✔ More planned and comfortable
installments ✔ Supported by the KPR application process together with the Mirailand team

General Requirements

Applicant Criteria

• Indonesian citizen (WNI) and domiciled in Indonesia.
• Permanent employees aged 21–55 years; self-employed or professionals up to 65 years old when the KPR is paid off.
• Have a steady income and a good credit history.

Documents to Prepare

• Employees: ID card (KTP), Family Card (Kartu Keluarga), NPWP, salary slips, and the last 3 months' bank statements.
• Self-employed: the documents above plus a business license (SIUP)/permit, deed of establishment, and the last 6 months' business account statements.
• Professionals: personal documents plus a practice license and the last 3 months' account statements.

Apply for a Permata Bank KPR through Mirailand

Use the KPR Simulation on this page to estimate your monthly installment, then contact the Mirailand team for application assistance — from property selection, document completeness, to the signing process. Official product information is available at permatabank.com or through the Mirailand team.