Maybank Indonesia is part of the Maybank group, one of the largest banking groups in ASEAN. Both conventional and sharia KPR options are available to help realize your dream home — with support from the Mirailand team.

Maybank KPR Promo

FIX & FLOATING RATE

3.77% Fixed for 3 Years
(Minimum Tenor 10 Years)
3.88% Fixed for 5 Years
(Minimum Tenor 15 Years)
7.77% Fixed Years 1–10
(No Minimum Tenor)
8.77% Fixed Years 11–20
(No Minimum Tenor)

STAGED FIXED RATE

Minimum Tenor 10 Years

• 3.88% Fixed Years 1–3
• 8.88% Fixed Years 4–6
• 10.88% Fixed Years 7–10

Minimum Tenor 15 Years

• 3.88% Fixed Years 1–3
• 8.88% Fixed Years 4–6
• 9.88% Fixed Years 7–15

📅 Program Period
Loan Disbursement August 2026
✅ Applicable for Conventional KPR & Sharia KPR
Program Highlights:

 Competitive Interest Rates 

 Fast & Easy Process 

 Trusted Bank 

 Safe & Convenient

Interest rates are indicative and subject to the program in effect at Maybank Indonesia at the time of application. Contact the Mirailand team or Maybank Call 1500611 for the latest program information and rates.

Maybank KPR Products

• Maybank KPR — purchase of new or secondary homes with transparent interest rates.
• Maybank KPR Plus — a flexible facility; withdraw funds and manage installments as needed.
• KPR iB Syariah — a fair and flexible musyarakah mutanaqisah scheme.
• Take Over — transfer your KPR to Maybank with fixed-rate options of up to 10 years.

Key Advantages

• Conventional & sharia options under one bank.
• KPR Plus — flexibility in fund withdrawal and repayment.
• Transparent interest rates with competitive fixed rates.
• Mirailand support from simulation through to signing.

General Requirements

Applicant Criteria

• Indonesian citizen (WNI) residing in Indonesia.
• Permanent employees aged 21–55 years; self-employed or professionals up to age 65 at loan maturity.
• For secondary/take over programs, the existing credit facility must have run for at least 12 months and be in good standing. 
• Have a stable income and good credit history.

Documents to Prepare

• Employees: ID card (KTP), Family Card (Kartu Keluarga), Tax ID (NPWP), salary slips, and the last 3 months' bank statements.
• Self-employed: the above documents plus business license (SIUP)/permit, deed of establishment, and the last 6 months' business bank statements.
• Professionals: personal documents plus practice license and the last 3 months' bank statements.

Apply for a Maybank KPR through Mirailand

Use the KPR Simulation on this page to estimate your monthly installment, then contact the Mirailand team for application support — from property selection and document preparation to the signing process. Official product information is available at maybank.co.id or via Maybank Call 1500611.